DESIPAY powers secure digital transactions for businesses of every size — from one storefront to a national merchant network. Gateways, wallets, cards, UPI and settlement, on one trusted platform.
DESIPAY Payment Solutions Private Limited is a Delhi-based fintech company building the infrastructure that lets businesses accept and disburse money across every modern channel — online, in-store and on mobile.
We exist to remove friction from commerce and bring more people into the formal financial system, with engineering and compliance at the core of everything we ship.
Enable seamless, reliable digital transactions for every business and individual.
A financially inclusive India where digital money reaches every corner.
Bank-grade encryption, tokenization and continuous monitoring by default.
A modern stack that ships new payment experiences quickly and safely.
From a single API to a full merchant stack — pick what you need today and scale into the rest.
Accept cards, UPI, net-banking and wallets online with a fast, PCI-compliant checkout and simple integration.
Launch a branded wallet for stored value, instant top-ups, peer transfers and loyalty-ready balances.
Issue physical and virtual cash cards for payouts, gifting, expense control and disbursements.
Flexible prepaid and postpaid payment instruments with configurable limits and KYC workflows.
Enable cash-in, cash-out and balance enquiry at the last mile through Aadhaar-authenticated payments.
Programmatic bank transfers and bulk payouts across India's core settlement rails, around the clock.
One UPI-interoperable QR for in-store acceptance — print it once, get paid from any app.
End-to-end onboarding, risk and acceptance for merchants — POS, online and assisted commerce.
Dashboards, mobile apps, APIs and reporting — designed to work together for businesses of every size.
The guarantees that matter when money is on the line.
End-to-end encryption, tokenization and fraud monitoring on every transaction.
Online, in-store, QR, links and apps — one account, every channel.
Fast, predictable payouts with configurable settlement cycles.
Built to align with RBI guidelines, PCI-DSS practices and KYC/AML norms.
Cloud-native and resilient — handles peaks without breaking a sweat.
Clean REST APIs, SDKs and webhooks that integrate in days.
DESIPAY Payment Solutions Private Limited is incorporated under the Companies Act, 2013 and classified as a Small Company. Transparency is part of how we earn trust.
We serve merchants across categories and integrate with banks and distribution partners to reach every customer.
Settlement that used to take days now lands same-day. Reconciliation is effortless and our checkout drop-off fell noticeably after switching.
The API integration took our team a couple of days, not weeks. Documentation is clear and the sandbox made testing painless.
Reliable transactions and responsive support are non-negotiable for us. DESIPAY delivers on both, even during peak volume.
A single static QR that accepts payments from every UPI app, with instant credit alerts.
Faster, compliant merchant verification aligned with the latest regulatory guidance.
New risk engine flags anomalies in milliseconds to protect merchants and customers.
Clean REST APIs, server-side SDKs, webhooks and a full sandbox. Everything your team needs to embed DESIPAY into your product.
# Create a payment order curl https://api.desipay.in/v1/orders \ -H "Authorization: Bearer $KEY" \ -d amount=425000 \ -d currency=INR \ -d method=upi # → 201 Created { "id": "ord_8Kd2x", "status": "created", "settlement": "T+0" }
Pricing depends on your payment mix and volume. UPI, cards, net-banking and wallets are priced transparently with no hidden charges. Contact us for a custom quote for your business.
Standard settlement is T+1, with same-day (T+0) available for eligible merchants. Settlement cycles are configurable to match your cash-flow needs.
Disputes are surfaced in your dashboard with required documentation steps. Our team guides you through evidence submission and representment to protect legitimate sales.
Typically business registration, PAN, GST (if applicable), bank account details and authorised-signatory identity. Our onboarding flow walks you through it step by step.
We use 256-bit encryption in transit and at rest, tokenization of sensitive data, and follow PCI-DSS practices with continuous monitoring and access controls.
Initiate full or partial refunds from the dashboard or via API. Funds are returned to the original payment method within standard processing timelines.
Tell us about your business and our team will reach out to set you up.
Our team will reach out to you shortly to get your account set up.